Experienced Capital.
Real Execution.
Direct lending and structured capital for commercial real estate — built for speed, flexibility, and execution. We close in days, not months.
Same Team. New Name
Bridge Financial is the evolution of Oasis Financial — same principals, same relationships, same commitment to funding your deal. Paul Sargent, along with Kevin Richards and Ty Stolworthy, built Oasis Financial over three decades of direct lending and structured capital, with involvement in more than $2 billion in real estate transactions across Arizona and beyond.
Bridge Financial is the platform we built for what's next — with increased direct lending capacity, an expanded network of capital correspondents, and systems upgraded for a better borrower experience. The product lineup stays the same. The terms stay competitive. The team is the same team you already know.
Still based in Tempe, Arizona — active across the state, surrounding markets, and nationally. And if we can't fund your transaction ourselves, we'll find someone who will.
Learn more about how private direct lending in Arizona works and what sets a direct lender apart.
Deals That Need a Different Lender
Traditional lenders are built for straightforward deals. We are built for everything else.
How We Structure Deals
Every transaction is different. Our underwriting starts with the exit and works backward — building structures that protect capital and give borrowers a clear path forward.
Exit-first underwriting
We evaluate every deal from the exit strategy backward — the takeout, the timeline, the realistic path to repayment. If we can't get comfortable with the exit, we won't quote.
Direct principal access
You work directly with the decision-makers on every deal. No loan committees, no middlemen, no waiting for someone else to approve.
Creative structuring
We work across the full capital stack — senior debt, mezzanine, JV equity, and everything in between. If there's a fundable structure, we'll find it.
Execution certainty
We close what we quote. Our track record spans more than $2 billion in funded transactions across commercial real estate, land, and development.