Direct LendingClosed
$4.0M
Paper Lot Debt Restructure
Asset
LandType
RestructureLending Solutions
Refinance a
Maturing Loan
When a balloon payment or loan maturity arrives before the property is ready for permanent financing, a private bridge refinance buys the time to finish the plan.
Maturing Debt
When the Loan Comes Due Too Soon
Maturities rarely line up perfectly with a business plan. Lease-up runs long, construction finishes late, rates move, or the current lender simply won't extend.
A bridge to the right exit. We pay off the maturing loan with short-term senior debt, typically 6 to 24 months, giving you time to stabilize the property, finish construction, sell, or line up permanent financing on better terms.
We start with the exit. Before we fund, we agree on how our loan gets repaid — a sale, a bank or agency refinance, or a permanent loan once the property qualifies. That keeps the structure realistic and the path clear.
Restructures and recapitalizations. Sometimes the answer is more than a payoff: new money to finish the project, a partner who needs to exit, or debt that needs to be restructured. We work across the capital stack, including mezzanine and JV equity, to put the deal back on track.
Start early. The best time to call is 60 to 90 days before maturity. We can often move faster than that, but earlier gives you more options.
Representative Deals
Refinances & Restructures
Selected refinance and restructure transactions from our track record.
Structured CapitalClosed
$2.8M
Industrial Refinance
Asset
IndustrialType
RefinanceStructured CapitalClosed
$2.74M
Multifamily Refinance
Asset
MultifamilyType
RefinanceFAQ
Refinancing Maturing Debt
My loan matures in a few weeks. Is it too late?
Not necessarily. Call us right away at (480) 345-3990. With a complete package we can often close in days.
Can you refinance a construction loan that is coming due?
Yes. We can take out a maturing construction loan and, if needed, provide capital to finish the project. See construction financing.
Can I take cash out in the refinance?
Often, yes, depending on value and leverage. Bridge loans go up to 75% LTV.
What if my current lender is in default proceedings?
We have financed note purchases, debt restructures, and bankruptcy exits. Tell us the situation and we will tell you plainly whether we can help.
Get Started
Loan Coming Due? Let's Talk.
Send us the maturity date, payoff, and your plan. We'll review it directly and respond, typically within 24 hours.
Or call us at
(480) 345-3990